Families, Homes and Health

Welcome to Home Relief Bulletin Board

Monday  22 February  2021

by the Property  Team

Post No. 181

How to integrate health elements in your home seeking and buying plans

This is a campaign designed to work with low income families and those who are planning to rent or buy homes.  The focus of this campaign is on health issues, particularly the coronavirus pandemic.

• What FHH (Families, Homes and Heath) will be about

We will be dealing with both indoor health within a home to rent or to buy, and outdoor health outside in the area where renters’ and potential buyers’ future home will be located and the health facilities or amenities with that area.

• How Home Relief can help low income renters/buyers

As you probably know, Home Relief provides all-round residential property services principled by social goals with the aim of reducing housing deprivation for low income people and families.  

Our property relief service does not only provide home seekers and buyers with advice to access a home to live, but also help them to help themselves in effectively running their lives.  

Among the ways of supporting these people and families to effectively run their lives is helping them to rent or buy a home which is healthy and in healthy area with health facilities or amenities.

As part of working with low income earners/families to find homes that meet their health needs; Families, Homes and Health (FHH) will be the topic for discussion with home seekers and buyers this week.

• Why FHH is the focus for this week

The reason for this FHH campaign is that people and families with low income earning capacity are often forced to take or choose budget properties in a budget area.  This could raise some concerns about the health conditions inside these properties as well as the health facilities or amenities in this budget (sometimes deprived) area.  This is despite the fact that most sensible landlords/ladies and professional letting/estate agents would cover the health element in the property service they would offer. At this time of the health crisis brought by the coronavirus, most of them would include COVID-19 issues in the product/service they are offering in order to protect their customers and the general public.

The health issue (like the coronavirus pandemic) in a home rental and buying market is very relevant than what one could imagine.  We came across a couple owning a property and discovered after many years of living in that property they bought sometimes ago that it was built on a dangerous site and unsafe land; land subject to a collapse in the future.  The property developers who sold them the land and built the property were no longer on the market.  This is just one of the many health examples to consider.    

• Right to a decent home

Regardless of income sizes, all human beings are entitled to live in decent conditions.  The issue of health becomes even a matter of concern where the home seekers and or buyers have health conditions and require a particular property to meet those conditions but cannot afford it.  It is further important in the case of children when they are part of the occupancy of the property to rent or to buy.  Furthermore, the coronavirus pandemic has changed the way in which we perceive health matter in the context of home decency as well as in the public life.

This week’s activity with home seekers and buyers will help them to get some insights about the areas of health they need to be fully aware before renting or buying a home.

• What is included in this week’s session?

The session will consider the following

√ Areas of health to check when viewing a property to rent or to buy

√ Health questions and hazards to raise when viewing a property

√ Health history of the property and area (e.g. environmental site)

√ Health infrastructures and amenities in the local area

√ Areas of health you should tick the box for protection against the coronavirus pandemic

√ Environmental health in the local area (for example an area where there is or used to be a recycling site or with high level of pollution)

Etc.

As part of this week’s session, we will look at the areas of law related to health, safety and standards for properties to rent and to buy.  We will as well deal with some aspects of health insurance related to properties to rent and to buy.  Since we are in a new situation of the coronavirus pandemic, we will as well check what the law and the housing sector say about the coronavirus pandemic as far as property rental and buying are concerned.

• Expected outcomes

We hope that at the end of this week’s health learning process, home seekers and buyers will be or become

√ Health-aware regarding homes to rent or to buy

√ Well informed than they were about health and environmental laws and their implications for the home buying and rental world

√ Capable of matching their budget with their health demand in their property searches and enquiries

√ More able than before to choose healthy environmental life and lifestyle for themselves and their children

√ Keen in doing some health and environmental searches before renting or buying a property

√ Knowledgeable in protecting their families regarding healthy homes/living

√ Aware of health insurance and protection related to property injuries and issues

√ Familiar with areas of law regarding health issues linked to properties to rent or to buy

√ Confident in integrating health considerations (including the coronavirus pandemic) in their home seeking and buying plans

To find out how this week’s activity may work for you, please contact Home Relief.

Simply need health advice related to homes to rent or to buy, work with Home Relief.

If you are looking for an affordable location and home, Home Relief is the people dealing with affordable homes you could consider in your property searches and enquiries.

For more information about our property service to home buyers and tenants, please go to https://homerelief.co/tenants/

For more information about our property service to home sellers and landlords/ladies, please go to https://homerelief.co/landlord

For properties to rent and let, go to https://homerelief.co/property-search/

For weekly property news and updates, please read our weekly posts.

Thank you for reading this post.

We look forward to receiving your regular visits to Home Relief website and to doing business with you throughout the year.

Many thanks!

Home Relief – freelance e-property people dealing with affordable homes

Moving Home Safely

Welcome to Home Relief Bulletin Board

Monday  15 February  2021

by the Property  Team

Post No. 180

Rentals under the National Guidance on Moving Home Safely

As the lockdown is still in place and the housing market is still opened but under some restrictions, Home Relief will be e-discussing with renters about their moving in and out plans.

Home Relief will be e-working with them on how to proceed with their rental plans under the constraint of Covid-19 and the conditions of anti-coronavirus measures and restrictions.  This e-discussion will be dealing with a number of points such as:

√ Understanding on how the rental industry is operating under the national guidance on moving home safely

√ What to do and what not to do as renters during the lockdown

√ How to adapt to new ways of working in the rental sector (e.g. virtual viewings, disinfection or cleaning of property before and after viewings)

√ How to prepare themselves as prospective tenants and rent within the boundaries of anti-coronavirus and lockdown rules

√ New areas of safety and protection to consider in the new era of Covid-19 adversity

√ Understanding and maintenance of the socially distanced rules within the rental sector (e.g. to keep 2 meters apart during property viewings; staggered viewings, letting fresh air in, wearing a face covering, etc.)

√ Help those who want to move progress their plans to move

The e-discussion will enable those who want to rent to have the opportunity to e-discuss their plans in more details and register their rental needs.

Need to rent under the Covid-19 constraint and the National Guidance on Moving Home Safely, please e-work with Home Relief.

If you are looking for an affordable location and home, Home Relief is the people dealing with affordable homes you could consider in your property searches and enquiries.

For more information about our property service to home buyers and tenants, please go to https://homerelief.co/tenants/

For more information about our property service to home sellers and landlords/ladies, please go to https://homerelief.co/landlord

For properties to rent and let, go to https://homerelief.co/property-search/

For weekly property news and updates, please read our weekly posts.

Thank you for reading this post.

We look forward to receiving your regular visits to Home Relief website and to doing business with you throughout the year.

Many thanks!

Home Relief – freelance e-property people dealing with affordable homes

Online Property Services

Welcome to Home Relief Bulletin Board

Monday  08 February  2021

by the Property  Team

Post No. 179

This post is about a limited number of services that Home Relief has organised for landlords/ladies and renters in relation to the current coronavirus situation.

Before saying something about these services, let us hope that landlords/ladies and renters are keeping themselves healthy and safe as the confinement goes on.

Home Relief is following the national guidance on moving home safely, which includes advice on social distancing, letting fresh air in, and wearing a face covering.

Although the housing market remains open, we are physically closed due to the restrictions relating to new COVID-19 variant and national lockdown.  However, we have continued to keep you informed via this weekly post.

Online Property Services for Landlords/ladies during the national lockdown

For those landlords/ladies who are in need or would like to know what is going at Home Relief, we would like to inform you that Home Relief is only taking online enquiries and queries during this restricted period of Covid-19. 

We can virtually offer a limited number of landlord/lady services such as distance working viewings, valuations, essential maintenance, etc. 

In relation to the coronavirus pandemic situation itself, we can provide advice and information about disinfecting your rental property.

We are as well reiterating and can customise the health and safety measures and guidance given by the UK government, the NHS as well as by the private residential property industry to adapt them to your circumstances and the conditions of your rental property.

If you decide to instruct us during this time, your property will be added to our list of properties to let and will appear on our website.

Online Property Services for Renters during the national lockdown

As you probably know, Home Relief provides all-round residential property services principled by social goals with the aim of reducing housing deprivation for low income people and families.  

Our property relief service does not only provide home seekers and buyers with advice to access a home to live, but also help them to help themselves in effectively running their lives.  

One of the ways of supporting these people and families to effectively run their lives is to support them at this critical time of the coronavirus lockdown by providing them with online property services to ease pressure.

Our online property services for renters include: information on rents determination, property locations, referencing criteria, rental market information, vacancies, rental contracts, etc. 

Like for landlords/ladies, we can advise and inform renters about the health and safety at home as provided by the UK government, the NHS and the private residential property sector.  We can as well help renters to understand any rental information provided by the statutory bodies to the rental sector.

At the moment, we know that many people (including renters) have lost their earning capacity and income due to the economic effects of the coronavirus pandemic.  To support those renters suffering from these effects, we can provide leads and information on income recovery schemes, deposits and rent payment problems. 

The above named coronavirus-related income advice service is in line with the provision of the UK Government on the matter and the newly set up available rental help by many funders on the market to help homeless and renters who are experienced financial hardships due to the coronavirus impacts and restrictions.

Additionally, many of you may be asking questions like this one: can they move home or view a property during this time of lockdown?  People can still move home and view properties unless this is conducted in a COVID-19 secure working environment (in a safe and socially distanced way).

Need help and advice related to private residential property letting and rental during the pandemic and lockdown period, please e-work with Home Relief.

If you are looking for an affordable location and home, Home Relief is the people dealing with affordable homes you could consider in your property searches and enquiries.

For more information about our property service to home buyers and tenants, please go to https://homerelief.co/tenants/

For more information about our property service to home sellers and landlords/ladies, please go to https://homerelief.co/landlord

For properties to rent and let, go to https://homerelief.co/property-search/

For weekly property news and updates, please read our weekly posts.

Thank you for reading this post.

We look forward to receiving your regular visits to Home Relief website and to doing business with you throughout the year.

Many thanks!

Home Relief – freelance e-property people dealing with affordable homes

Private Landlords’/ladies’ Property Portfolio and the Coronavirus Lockdown

Welcome to Home Relief Bulletin Board

Monday  01 February  2021

by the Property  Team

Post No. 178

How to deal with your property portfolio during the coronavirus lockdown

Home Relief’s e-working programme to keep landlords/ladies and renters engaged during the Covid-19 and lockdown will be dealing this week with the impact of Covid-19 and the second lockdown on property portfolio.  We will be discussing about the collection of properties and financial securities attached to these properties that landlords/ladies may be holding in their portfolio.

When landlords/ladies build a property portfolio (or a group of investment properties), they will have a number of buy to let investment opportunities with the aim of generating an optimum return on investment with many properties.  They will try to achieve the goals of meeting capital growth returns or rental yields or both.

There are many types of landlords/ladies in the private rental market.  In the context of this week’s e-work about the Covid-19 and lockdown, we will be dealing with small landlords/ladies who have more than just one property, that is to say those who have between 2 and 5 rental properties in their property portfolio.

In our e-work, we will try to find out how the Covid-19 and lockdown have impacted their property portfolio.  In other words, we shall together with them try to know how the achievement of expected return from a varied portfolio of properties and their related securities and risks, has been affected by the Covid-19 rebound and the second lockdown.

Points of e-work on property portfolio that we shall consider

Through our e-work, one could hope the following points will be raised:

How landlords/ladies have spread the risk amongst the different securities or properties in their portfolio

√ The level of risk incurred so far for their expected return as a result of Covid-19 and lockdown

√ How their selection in their portfolio is meeting the goals of optimum capital growth and rental yields

√ Whether or not the capital value associated with their properties have been appreciated or depreciated due to the coronavirus and lockdown impacts

√ Property management under the constraints of anti-coronavirus measures

√ Essential property maintenance during the Covid-19 and lockdown times

√ Performance about the return on their property investment

√ Property running expenses versus incoming rents during the Covid-19 and lockdown periods

√ How Covid-19 and lockdowns have affected the relationships between landlords/ladies and their tenants, etc.

One could hope that as outcome from this e-work, landlords/ladies will know where they stand in terms of their property portfolio during this difficult time of the Coronavirus pandemic and lockdown.

Landlords/ladies will be able to discuss their individual cases or portfolios.  Where the need arises or the request will be made, landlords/ladies will be referred to financial advisors or property portfolio specialists to look into their matter.  However, due to the lockdown we cannot guarantee that this type of portfolio advisory support will be currently available.

Need to discuss your property portfolio, please e-work with Home Relief.

If you are looking for an affordable location and home, Home Relief is the people dealing with affordable homes you could consider in your property searches and enquiries.

For more information about our property service to home buyers and tenants, please go to https://homerelief.co/tenants/

For more information about our property service to home sellers and landlords/ladies, please go to https://homerelief.co/landlord

For properties to rent and let, go to https://homerelief.co/property-search/

For weekly property news and updates, please read our weekly posts.

Thank you for reading this post.

We look forward to receiving your regular visits to Home Relief website and to doing business with you throughout the year.

Many thanks!

Home Relief – freelance e-property people dealing with affordable homes