Coronavirus and Residential Property Management

Welcome to Home Relief Bulletin Board

Monday  30 March  2020

by the Property  Team

Post No. 134

 

Coronavirus and Residential Property Management

How to put in place alternative arrangements for property management in the critical context of life-threatening impacts of the coronavirus pandemic outbreak

 

This week, we will be virtually working on essential and non-essential aspects of residential property management within the context of decontamination in non-clinical settings and social distancing requirements for managed properties in order to slow down and contain the spread of the coronavirus pandemic.

As the coronavirus pandemic crisis continues, there are renters and landlords/ladies who maybe having to rethink any issues or works related to the property management, particularly they have to think between essential and non-essential issues or works, between emergency and non-emergency ones. 

At this time of national emergency, everybody including renters and landlords/ladies should follow the government’s guidance and the NHS advice.  The UK government guidance is clear: STAY HOME, PROTECT THE NHS AND SAVE LIVES.   We will apply as much as we can this guidance within the context of residential property management.

Within the contexts of self-isolation and social distancing requirements, both landlords/ladies and tenants are required to only communicate via phone, text and email.  If landlords/ladies follow the government’s guidance and the NHS advice, they should not arrange any inspections or non-essential works during this period unless it cannot be avoided.  The same, tenants are advised against having visitors in the property. 

However, where for example a tenant has a mental health issue or is classified as a vulnerable person, there are different provisions from the government; provisions which both landlords/ladies and tenants need to explore and to be aware.

The current time is a difficult one as tenants may have maintenance issues, but cannot ask their landlords/ladies or managing agents to deal with these issues.  To help both contractual parties to manage management issues during this exceptional time of the coronavirus, we will be discussing with them how to go about them. 

For example, we will be looking at together what is essential and non-essential repair or visit or cleaning at managed properties at this time of the coronavirus pandemic.     

This week, we are working with them via ONLY phone, text, email and contact form to try to find alternative arrangements for property management in the critical context of life-threatening impacts of the coronavirus pandemic outbreak.

Like many of us, renters and landlords/ladies are searching ways of adapting to this new difficult situation.

Need to discuss your property management issue while taking into account the Covid-19 risk factor, please do not hesitate to work with Home Relief. 

If you are looking for an affordable location and home, Home Relief is the people dealing with affordable homes you could consider in your property searches and enquiries.

For more information about our property service to home buyers and tenants, please go to https://homerelief.co/tenants/

For more information about our property service to home sellers and landlords/ladies, please go to https://homerelief.co/landlord

For properties to rent and let, go to https://homerelief.co/property-search/

For weekly property news and updates, please read our weekly posts.

Thank you for reading this post.

We look forward to receiving your regular visits to Home Relief website and to doing business with you throughout the year.

Many thanks!

Home Relief – freelance e-property people dealing with affordable homes

 

 

Coronavirus, Creativity and Adaptable Homes

Welcome to Home Relief Bulletin Board

Monday  23 March  2020

by the Property  Team

Post No. 133

 

Making your HOME a Place of RELIEF from Coronavirus

How to create an adaptable indoor living environment during the time of Coronavirus Pandemic

As many renters and landlords/ladies may be home bound during the coronavirus pandemic, we are exchanging ideas with them on the best possible way of making their home, whether it is rented with or without landlord/lady resident, a place of relief during this difficult time.

We are all following the news, reviews and updates as they unfold about the cases and numbers related to the coronavirus.  We are as well continuing to listen to the hygiene and health security measures as we have been recommended to apply them in the interest of everybody. 

In this unique situation, we are also trying to support those with the most basic need of having a home.  Amongst them are: those who may have fallen behind their rent payments, those who lost their jobs and businesses, those who are living in unaffordable home, those who may become homeless, etc.    

The good news is that the UK government has promised that private and social renters affected by coronavirus will be protected from eviction for three months in a new emergency legislation. 

On our part, we are discussing with renters and landlords/ladies the following issues during the coronavirus period: viewings, rent payments and arrears, repairs and maintenance issues, etc. 

We are as well looking at various ways of adapting their homes to make a better indoor living during this worrying time.

For example, the following issues have been raised: how to apply social distancing indoor between landlords/ladies and tenants or between tenants themselves, how to self-isolate without bumping into each other, etc.

From a rental perspective, we may have during this time different types of home bound people like the following ones:

√ Renters in multiple-rented accommodation who may be confined in the same property at the same time

√ Landlord/lady residents who may be self-isolating in the same property with their tenants

√ Landlords/ladies or renters who are quarantining in their homes

√ Landlords/ladies and renters may be working from home while looking after kids, etc.

Since pubs, restaurants and places of entertainment are closed, there is a need for landlords/ladies and renters to try to make their HOME a place of RELIEF from the coronavirus pandemic. 

This week, we are working with them via phone, text, email and contact form to try to find ways of creating an adaptable indoor environment while this coronavirus crisis lasts.  Like many of us, renters and landlords/ladies are searching ways of adapting to this new difficult situation.

Need to discuss ways of adapting your indoor living environment while taking into account the Covid-19 risk factor, do not hesitate to work with Home Relief. 

If you are looking for an affordable location and home, Home Relief is the people dealing with affordable homes you could consider in your property searches and enquiries.

For more information about our property service to home buyers and tenants, please go to https://homerelief.co/tenants/

For more information about our property service to home sellers and landlords/ladies, please go to https://homerelief.co/landlord

For properties to rent and let, go to https://homerelief.co/property-search/

For weekly property news and updates, please read our weekly posts.

Thank you for reading this post.

We look forward to receiving your regular visits to Home Relief website and to doing business with you throughout the year.

Many thanks!

Home Relief – freelance e-property people dealing with affordable homes

 

 

Coronavirus, Lettings and Rentals

Welcome to Home Relief Bulletin Board

Monday  16 March  2020

by the Property  Team

Post No. 132

 

 

Coronavirus, Residential Property Letting and Renting Plans

As the Coronavirus (Covid-19) crisis keeps on growing, many landlords/ladies and renters would be rethinking their letting and rental plans.  They may reconsider either to take a tenant (for landlords/ladies) or to rent (for renters) now or to postpone or simply to abandon their respective plans. 

This is a difficult time for everybody to make any decisions.  In some parts of the world where Covid-19 has been dramatically impacting people’s and communities’ lives, non- essential activities or businesses have been advised to temporary close or operate only online in order to manage the crisis.  Here, in the UK we continue to follow the government’s advice and guidance while listening to the industry (the property industry’s advice) on the subject.

For those landlords/ladies who want to let out their properties, they may want know more about what they should do in terms of property letting and management guidance in relation to the Covid-19 issue.  Likewise, for renters who desperately need somewhere to live, they may be willing to be informed on what to do to secure a safe place at this time.

As we all are aware, there are already general and special measures (publicized by the government and many health and protection agencies) that need to be taken seriously by everybody to protect themselves and others in order to slow down the pace and speed of Covid-19. 

On top these already-in-place measures and advice, we are going both to customise them in the areas of residential property letting and management, as well as add new ones which are relevant to the property industry itself.  

So, during this week we are going to go extra miles in exchanging views and knowledge with landlords/ladies and renters on the possible healthiest and safest way of letting and renting a property during this critical time of Covid-19.

Because of the health and protection advice and guidance we need to follow all of us, this week’s activity will only be run via phone conversations, text messages, emails and web contact forms.  In practical terms, it means that those landlords/ladies and renters who would like to proceed with their respective letting and rental plans during this period of Covid-19 outbreak and crisis, they are welcome to remotely discuss their plans with Home Relief.   And, if there is any specific piece of information from the sector (property sector), it is a good idea to share it so that any lettings and rentals can be done in a healthy and safe environment. 

Need to discuss your letting or rental plans while taking into account the Covid-19 risk factor, do not hesitate to work with Home Relief. 

If you are looking for an affordable location and home, Home Relief is the people dealing with affordable homes you could consider in your property searches and enquiries.

For more information about our property service to home buyers and tenants, please go to https://homerelief.co/tenants/

For more information about our property service to home sellers and landlords/ladies, please go to https://homerelief.co/landlord

For properties to rent and let, go to https://homerelief.co/property-search/

For weekly property news and updates, please read our weekly posts.

Thank you for reading this post.

We look forward to receiving your regular visits to Home Relief website and to doing business with you throughout the year.

Many thanks!

Home Relief – freelance e-property people dealing with affordable homes

 

 

Families, Homes and Occupations

Welcome to Home Relief Bulletin Board

Monday  09 March  2020

by the Property  Team

Post No. 131

 

Homes, Families & Occupations

How to answer this simple question when seeking homes to rent: What do you do?

 

In this continuing episode of a series of property themes regarding our campaign about affordable homes for low income people and families, we will be dealing with occupation.

As you probably know, Home Relief provides all-round residential property services principled by social goals with the aim of reducing housing deprivation for low income people and families.  

Our property relief service does not only provide home seekers and buyers with advice to access a home to live, but also help them to help themselves in effectively running their lives.  

One of the ways of supporting these people and families to effectively run their lives is helping them to rent or buy a home while encouraging them to be economically active through an economic occupation.

An economic occupation as a means of earning a living

When a solo renter or a family seeking home has an occupation, it means they have a means of earning a living.  This could be that they are in one or two of these follwoing situations.

They are an employee or self-employee or starting a business. 

They are performing a job in exchange for payment that could enable them to cover their property rental costs. 

They could also be doing voluntary job or internship or on training and education with the expectation this would lead to paid occupation. 

In any of the above situations, it means that they are doing something that could enable them to meet the rental requirements or financial tenancy obligations. 

Link between occupation and rent payments

Occupation has to be placed here in the context of meeting contractual rent payments. 

For example, looking after your own children is an occupation.  But, this kind of occupation may need to be covered by a financial cover (e.g. housing benefit or saving) to pay for your rental obligations from rental point of view. 

Yet, people and families on low income may have problems to meet certain levels of rents.  This is why we are looking into occupation this week.

The purpose of this week’s session

The purpose of this week’s session is to work with prospective clients to find a home to rent or to buy.  The purpose of this week’s session is NOT to find a job or occupation.   Home Relief is a freelance property agent, but NOT an employment agency. 

However, as part of our extended home service to low income earners we can provide some leads to our clients or home seekers in terms of opportunities in the areas where their current or future home is or will be. 

Occupational opportunities could include the following:  paid jobs, volunteering, education and training, apprenticeship, internship etc.  These opportunities could be online, offline, paid or unpaid. 

Yet, whatever they do as occupation, they have to make sure they are able to cover their rental commitments.  In the property jargon, they need to meet the referencing criteria, which is household income should be 2.5 times the annual rent.

Why working with low income people and families on occupation matter?

There are some reasons for working with low income people and families around occupation matter.  One of these reasons is that occupied and economically active renters and home seekers have more chance to secure and keep their accommodation compared to others.

Low income people and families do not earn enough to meet many of the high asking rents in the property market.  They need to demonstrate that they can rent affordable homes.  They can only do this if they can improve their income circumstances and meet their rental obligations related to rent payments or mortgage payments for home buyers.

Occupational case studies

To illustrate this better, let’s give you two cases.

1st Case: A resident landlady complaining about a tenant’s lack of economic occupation

We came across a case whereby a landlady complained to us and threatened to increase the tenant’s share of payments for utility bills because the tenant was housebound.  This is what this landlady said: 

“The tenant I have stays every day in his room.  Yet, when he rented the room, the contract was made on the basis that he would be often out to fully work and only coming in the evening to sleep and stay over the weekend”. 

This landlady threatened to increase her tenant’s contribution towards the utility bills as she complained about the lack of outdoor occupation from the tenant.

2nd Case: A landlord willing to take benefit claimants with occupation

Sometimes ago, we phoned a landlord and asked him whether or not he would consider home seekers claiming housing benefits.  This is what he replied:

“I don’t mind letting my property to people or families claiming benefits as long as they can pay deposit and rent in advance, they have suitable references and have some occupation like studying or on training or looking for work or working part time”.

The above cases are self-explanatory about the relevancy of occupation when it comes to seeking to rent or buy a home.

This week’s session is about working with home seekers to improve their applications to be eligible for rent by making their occupation stand out.

This week’s expectations

We hope that at the end of this week’s activity the following will be achieved:

√ Home seekers will be better aware of the place and role of their economic activity in their rental applications

√ The importance that landlords/ladies or their agents can attach to the economic occupation

√ Steps to take to improve home seekers’ economic activity or status

√ What landlords/ladies and their agents are looking for when selecting home seekers’ applications, particularly when it comes to the occupation section

√ The balance between the overall of costs of renting a home (plus the other costs of living) and the total annual earnings (or income) that home seekers may have; and if there is a gap between the  two, how they are prepared to address this issue for the life of the tenancy

√ Being on low income should not be considered as a low key as long as home seekers can offer other guaranties as well as can prove they are actively improving their economic status

In the end, this week’s process is about working with home seekers so that they can be able to respond to their prospective landlords/ladies and Home Relief to this simple question: What do you do for living?   

To find out how this week’s activity may work for you, please contact Home Relief.

Simply need advice related to occupation for your application to rent or buy a home, work with Home Relief.

If you are looking for an affordable location and home, Home Relief is the people dealing with affordable homes you could consider in your property searches and enquiries.

For more information about our property service to home buyers and tenants, please go to https://homerelief.co/tenants/

For more information about our property service to home sellers and landlords/ladies, please go to https://homerelief.co/landlord

For properties to rent and let, go to https://homerelief.co/property-search/

For weekly property news and updates, please read our weekly posts.

Thank you for reading this post.

We look forward to receiving your regular visits to Home Relief website and to doing business with you throughout the year.

Many thanks!

Home Relief – freelance e-property people dealing with affordable homes

 

 

Families, Homes and Popular New-build Flats

Welcome to Home Relief Bulletin Board

Monday  02 March  2020

by the Property  Team

Post No. 130

 

How popular are new-build flats amongst low income families?

Our Winter campaign about affordable homes for low income families continues this week with the new-build flats, particularly whether they are popular or not amongst this type of families.

Indeed, there are some arguments that new-build flats are popular amongst young families.  This could be obvious for young families who have just started life with small children and wishing to live in a newly built property.  However, is this popularity of this type of accommodation the same for low income families with teenage children (being between the ages of 13 and 19)?  The answer could be difficult to give since there are low income families of different categories.  There are young, middle and old families. 

For families with grown up or teenage children, the popularity of new-build flats depends on many factors such as affordability, spaces, size of rooms, structure of the building , location, character of the building, features, garden, quality and specification of the new developments, busy traffic, the community feel, etc.

For some families, they may prefer the character and features of older properties. Flats in older properties can as well have more spaces and offer convenience, especially when they are victorian-like.

For others, they may like a brand-new property since they think this type of property can help to save money on running costs and provide the kind of homes they would like to live in.

For those with teenage children, it will depend on whether teenagers have enough space in their bedrooms or the balcony is fit for teenage purpose or there is any playground for teenagers nearby or the teenagers have to travel miles to play in the park.

Often, we receive mix stories about the new-build flats when these families approach us for accommodation.  Some are happy while others speak about the small size of bedrooms in some of the new-build flats as there could be a tendency from the builders and developers to economise spaces and save the natural environment.

So, this week we are working and conducting a survey about the popularity of new-build flats amongst low income families.  The information that we will receive from this survey will help us to help these families help themselves in search for affordable new-build flats to rent or buy.

Want to say what you feel, as a low income family, about new-build flats, please do not hesitate to work with Home relief.

If you are looking for an affordable location and home, Home Relief is the people dealing with affordable homes you could consider in your property searches and enquiries.

For more information about our property service to home buyers and tenants, please go to https://homerelief.co/tenants/

For more information about our property service to home sellers and landlords/ladies, please go to https://homerelief.co/landlord

For properties to rent and let, go to https://homerelief.co/property-search/

For weekly property news and updates, please read our weekly posts.

Thank you for reading this post.

We look forward to receiving your regular visits to Home Relief website and to doing business with you throughout the year.

Many thanks!

Home Relief – freelance e-property people dealing with affordable homes